By Doug Young

Because of all the geo-political tensions, market disruptions and economic uncertainties nowadays it is not surprising that many investors are worrying about the future. This extends out into the community as well. With prices continuing to skyrocket, credit card debt rising and consumer confidence falling it’s hardly surprising that the average person is starting to get worried.

Many individuals planning for retirement are becoming concerned too for their futures. With over 20 years’ experience in precious metals and the financial markets to draw upon I consider myself suitably qualified to share with you my thoughts about a way to mitigate and hedge against this. It involves the rollover of a 401k retirement account into an Individual Retirement Account (IRA) that allows you to include gold and other precious metals. I would like to introduce this concept to you here.

What is a Gold 401k Rollover?

To create a gold 401k, or a gold IRA, funds have to be transferred from one retirement plan to another. This is called a rollover. To be able to transfer your funds from your 401k you have to have left the employ of the organization that set it up for you. I have written in more detail about this here:

What Is The Difference Between an IRA Transfer and an IRA Rollover?

What is a Gold IRA?

The transfer of funds from a 401k to an IRA is not restricted to cash. The funds that an IRA holds can be in many forms such as stocks, bonds and physical precious metals. A gold IRA is an individual retirement account that includes gold coins, precious metals and gold bullion. I have explained about Gold IRAs in detail here:

Everything You Need To Know About Gold IRAs

Why Should I Rollover My 401k Into a Gold IRA?

retirement couple

The first consideration is why invest in gold in the first place? The answer is that gold has historically always held its value. What you could buy with an ounce of gold 100 years ago you could buy the equivalent of today. You don’t invest in gold to make a profit; you do so to protect what you’ve got. It protects you from the ravages of inflation.

I have expanded on this here: Why Invest in Gold?

The second consideration is why include gold in your retirement fund? The answer is very similar to the first one above. You’ve worked hard to build up a nest egg to provide for you in your retirement and you want to make sure that at the very least it maintains its current value.

Paper currencies, stocks and bonds included in your retirement fund are volatile; they may go up, they may go down. Gold acts as a hedge because it has what is known as a ‘negative correlation’ with these more traditional forms of investment. Whenever they fall in value gold has a long history of going in the opposite direction.

How Can Gold Protect Your Retirement?


How Do I transfer My 401k To Gold?

Find a reputable and reliable Gold IRA Company. Here are my Top Tips for comparing Gold IRA companies.

There are companies that have started to buy and sell gold and precious metals in the past few decades. Some are new and are taking advantage of the turbulent times. Others have been in the investment industry for years and have many experienced agents.

You want to call upon an established, reputable and trustworthy company that has expertise not just in precious metals but also in retirement funds, retirement planning and investment planning.

I have investigated many and evaluated for you the best of these here: The Best Gold IRA Companies of

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About the Author: Doug Young
Doug YoungDoug is a highly experienced professional and widely trusted authority in financial investing, commodity trading, and precious metals. With over 20 years of expertise, he helps others make informed decisions by sharing a combination of personal experience, extensive knowledge and meticulously researched information on gold IRAs, precious metals investing and retirement planning. He regularly writes news items on these topics. He has considerable experience of evaluating Gold IRA and Precious Metals Companies, gained over a period spanning more than a decade.

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