Monetary Metals Review

By Doug Young

Key Takeaways

• Monetary Metals offers a unique way to earn a yield on gold and silver through leases and bonds.
• Investing with Monetary Metals can be a fresh approach to diversifying your investment portfolio.
• Understanding the risks and benefits is crucial before committing to this type of investment.
• Gold leases and bonds from Monetary Metals provide a potential income stream paid in physical gold or silver.
• Educational resources are available to help both seasoned and new investors navigate the platform.

A Heads Up before getting deep into this review:

Having evaluated a great number of Gold IRA providers over the past decade or so I am well positioned and committed to helping you understand options that will empower your decision-making process.

I've meticulously conducted a comparative market analysis of the top gold IRA investing companies to help you select one that aligns with your personal circumstances and financial goals. My in-depth research and findings provide knowledge to help you make an informed choice.

Explore my detailed evaluations and comparisons of the five top performing Gold IRA Companies in by clicking here.

Or save time and go straight to my review of Augusta Precious Metals, the gold IRA provider that achieved the highest scoring in my evaluations.

Expert Review

A Fresh Perspective on Gold Investment

When it comes to investing in gold, many of us think about buying coins, bars, or ETFs. But there’s a different player on the field that’s changing the game: Monetary Metals. They’re offering something that’s not commonly seen in the precious metals market – a chance to earn a yield on gold and silver. That’s right, instead of just sitting in a vault, your gold could be working for you, earning more gold.

What Exactly is Monetary Metals?

Monetary Metals is a platform that’s breaking the mold. It operates on the belief that gold isn’t just a static asset; it’s a productive one. The company allows investors to lease out their gold and silver to businesses in need of the metal, and in return, investors earn interest on their precious metals. This interest isn’t paid in dollars – it’s paid in more gold or silver. It’s a fascinating concept, especially in an age where earning a return on traditional investments is becoming more challenging.

A Closer Look at Gold Leases and Bonds

With Monetary Metals, you can engage in two main types of investments:

• Gold Leases: You, as the investor, are the lessor, and your gold is leased to businesses that need it for various reasons, from manufacturing to sales. The lease is an agreement where they pay you a yield for the gold they use.
• Gold Bonds: These are debt instruments, similar to conventional bonds, but with a twist. Instead of interest in dollars, you receive interest payments in gold. This can be an attractive option for those looking to increase their physical gold holdings over time.

Both options provide a way to potentially grow your investment in terms of actual gold, not just fiat currency value. And in a world where the value of money can fluctuate, owning more of a tangible asset like gold can be quite appealing.

Understanding the Yield on Precious Metals

Most people are used to the idea that precious metals like gold and silver are safe havens, especially during economic downturns. But traditionally, they don’t pay dividends or interest. Monetary Metals flips this on its head by offering a yield on these assets. How do they do it? By connecting investors with businesses that need gold or silver for their operations. These businesses are willing to pay a fee to use your metal, which is how you earn a yield. It’s a win-win: businesses get the gold they need, and you get more gold just by letting them borrow yours.

Think of it like renting out a house you own. Instead of leaving it empty, you let someone live there in exchange for monthly rent. With Monetary Metals, your gold isn’t collecting dust; it’s collecting more gold.

Pros and Cons of Investing with Monetary Metals

The Innovative Edge: What’s in It for You?

For investors who are bullish on precious metals, Monetary Metals offers a compelling advantage: the ability to earn more of what you’re investing in. If you believe in the long-term value of gold and silver, receiving interest in the form of these metals can be more attractive than traditional cash interest, which can be eroded by inflation over time. This innovative edge sets Monetary Metals apart in the precious metals space.

Example: Imagine you invest in a gold lease through Monetary Metals. Instead of just watching the market value of your gold fluctuate, you’re earning additional gold as interest. If the price of gold goes up, not only is your original investment worth more, but so is the gold you’ve earned through the lease.

Potential Risks: What Should You Consider?

It’s not all sunshine and rainbows. Investing in gold leases and bonds does come with its set of risks. Market fluctuations can impact the value of your investment. Also, the businesses that lease your gold are subject to their own set of risks—anything from market demand to operational challenges. If they can’t fulfill their lease agreements, your yield could be affected.

The price of gold can go down as well as up, and your yield is tied to these price movements. It’s a sophisticated investment strategy that requires a clear understanding of the risks involved.

Getting Started with Monetary Metals

Their website is a treasure trove of information, offering detailed explanations of how their investment products work. They also provide an array of educational resources to help you understand the nuances of the gold market.

Steps to Your First Investment

• Sign up for an account on the Monetary Metals platform.
• Complete the necessary KYC (Know Your Customer) procedures to ensure compliance and security.
• Decide on the amount of gold or silver you want to invest.
• Choose between a gold lease or a bond, based on your investment goals and risk tolerance.
• Monitor your investment and watch your metal earn more metal over time.

Monetary Metals recommends that you start with an amount you’re comfortable with and that won’t disrupt your overall financial stability.

Navigating the Platform

The Monetary Metals platform is user-friendly, but here are some observations:

• Use their calculators to project potential yields and understand the implications of market changes.
• Take advantage of their customer support for any questions or concerns you may have.
• Stay informed by subscribing to their market insights and updates.

Conclusion

In times of economic uncertainty, gold often becomes a go-to investment. Monetary Metals capitalizes on this by offering a means to not just hold gold, but to potentially grow your holdings through their yield-bearing services. The company provides an innovative solution for those looking to benefit from gold’s traditional role as a safe haven while also seeking to earn a return on their investment.

Notwithstanding, I would always recommend, whether it be to friends, clients or colleagues, that you use this review for educational guidance only, conduct your own research, and come to your own conclusions and decision as to whether Monetary Metals, or any other service provider that you might be considering, aligns with your own unique circumstances, values and financial goals.

What I am sharing with you here are my detailed market research findings coupled with my personal experience. My intent has been to help you, in the mode of a business consultant, to understand options available to you.

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Frequently Asked Questions (FAQ).

What are the Minimum Investment Requirements?

The minimum investment with Monetary Metals varies depending on the specific product and market conditions. Interested investors should reach out directly to Monetary Metals for the most current information on minimum investment thresholds.

How Are Returns on Monetary Metals Calculated?

Returns are calculated based on the yield agreed upon in the lease or bond terms. The yield is typically a percentage of the gold or silver invested, paid out in the same metal. This means that the actual value of returns in fiat currency can fluctuate with the market price of the metals.

• The yield is agreed upon upfront and is contractually obligated.
• Investors receive returns in the form of physical gold or silver.
• The market value of returns can change as metal prices fluctuate.

Does Monetary Metals Offer Options for Non-Accredited Investors?

Monetary Metals aims to make gold and silver investments accessible to a wide range of investors, including non-accredited ones. However, certain investments may be restricted to accredited investors due to regulatory requirements. It’s best to consult with Monetary Metals directly to understand which options are available based on your investor status.

MEET THE RESEARCHER

Doug Young Financial Markets Researcher & Former Financial Director

• Over 20 years of experience in financial markets
• More than 15 years specializing in Gold IRAs
• Extensive expertise in precious metals trading
• Former Financial Director at World Freight Services Ltd for 16 years.
• Author of 500+ published financial research articles over 10 years
• Conducted 80+ Gold IRA company evaluations since 2011

Doug’s extensive industry knowledge and thorough research approach ensure that all information is accurate, reliable, and presented with the highest level of professionalism. This commitment allows you to make well-informed investment decisions with confidence and peace of mind.

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⚠️ IMPORTANT: All content on this website is for educational purposes only and should not be considered personalized financial advice. Always consult with a qualified financial advisor before making investment decisions.